Financial Aid

Create a Financial Plan That Fits Your Life

Complete the Free Application for Federal Student Aid (FAFSA®) to see what you may qualify for. Our school code is: 017096. We’ll help you compare options that may include federal grants, federal Direct Loans, and an in-house payment plan. Borrow only what you need, and choose a plan that fits your goals and timeline.

Common Financial Aid Options

Federal Pell Grant

Pell Grants are need-based aid that don’t require repayment. Eligibility depends on your FAFSA® information and enrollment status.

Federal Direct Subsidized & Unsubsidized Loans

These are loans that must be repaid with interest. Subsidized loans are need-based, and the government may pay the interest while you’re in school at least half-time. Unsubsidized loans are not need-based, and interest begins accruing as soon as you get them.

Veterans Administration Benefits

The Veterans Administration provides benefits for eligible Veterans. Veterans and dependents of veterans must establish their eligibility by contacting the VA.

State & Community Resources

Eligibility requirements are determined by Louisiana Office of Student Financial Aid. Please visit https://mylosfa.la.gov/ to find out more about TOPS.

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Eligibility Basics for Financial Aid

To be considered for federal student aid, students generally must:
Have a high-school diploma, transcript, or GED (or equivalent)
Be enrolled in an eligible program and attend at least half-time
Be a U.S. citizen or eligible non-citizen with a valid SSN
Maintain Satisfactory Academic Progress (SAP) while enrolled
Certify you’re not in default on prior federal student loans
Provide any additional documents requested by CTC or the U.S. Department of Education

Financial Aid FAQs

What is the FAFSA® and why does it matter?

The FAFSA® is the federal application that determines your eligibility for grants and loans. It produces a Student Aid Report that schools use to assemble your financial aid package.

When should I apply for financial aid?

Submit the FAFSA® as soon as it opens for your academic year and update it annually while enrolled. After your FAFSA® is processed, we’ll review the next steps.

Can I combine state resources with federal aid?

In many cases, yes. Depending on eligibility, students may layer federal aid with state programs (such as TOPS). We’ll help you review your options and help you determine the best financial package options.

Are payment plans available?

Yes. We can discuss a monthly payment plan that divides the remaining tuition that financial aid doesn’t cover. Plans vary, but we’ll explain current terms to help keep costs manageable.